Life isn't predictable. Your safety can be!
worldwide-coverage

Worldwide Coverage

option-to-cover-family

Option to cover family

lifelong-renewability-one

Lifelong Renewability

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No medical checkups

Personal-Accident
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Inclusion & Exclusions
accidental-death

Accidental Death

Fatal accidents can cause death. Our policy provides up to 100% of the Sum Insured in case the insured loses his/her life in an accident.

permanent-total-disability

Permanent Total Disability

Major accidents decide fate. We provide benefits based on the Sum Insured in case the insured is permanently disabled in an accident.

broken-bones

Broken Bones

Movement without bones is impossible. Our policy provides benefits based on the Sum Insured in case accidents result in broken bones.

burns

Burns

Fire can remove the spark off you. Our policy provides benefits based on the Sum Insured in case the insured encounters 2nd or 3rd-degree burns due to accidents while commuting in common transport carriers.

ambulance-costs

Ambulance costs

The absence of timely help can prove fatal. Our policy pays transportation expenses to help reach the nearest hospital if the insured encounters life-threatening injuries.

hospital-cash

Hospital Cash

Accidents can cause a cash crunch. We provide daily cash allowances for accidents leading to hospitalization.

adventure

Adventure Sport Injuries

Adventure sports can be exciting, but if you meet with an accident, while participating in them, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.

self-inflicted

Self-Inflicted Injuries

You might think of causing injury to yourself, but we don’t want you to get hurt. Our policy does not cover self-imposed injuries.

war-injuries

War

Wars are disastrous and unfortunate. However, our policy does not cover any claims that are caused due to wars.

participation

Participation In Defense Operations

Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.

venereal

Sexually Transmitted Diseases

We do understand the critical nature of your disease. However, our policy does not cover venereal or sexually transmitted diseases.

treatment

Obesity Or Cosmetic Surgery Treatment

Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.

For detailed inclusion and exclusion please refer the sales brochure/policy wordings

Personal-Accident
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FAQs

Now you can protect your entire family with Personal Accident Insurance against accidental injuries.The policy provides the benefits to you and your family,for Accidental Death,Permanent Disability,Broken Bones,Burns due to an accident.It also provides benefit of Ambulance cost and hospital cash.

You can include your spouse as well as two dependent children under the Family Plan.

Yes,you can include your dependent parents up to 70 years.Personal Accident Insurance provides add on benefits for your dependent parents with an affordable flat rate.Now you can give back a small measure of the love and concern they showed for you.

HDFC ERGO offers you a wide range of Sum Insured,from Rs.2.5 lakh to 15 lakh with four plan options to choose.
  • Self Plan
  • Self&Family Plan
  • Self+Dependent Parents Add-on.
  • Self&Family Plan+Dependent Parents Add-on

Dependent child means an unmarried dependent child residing with the insured person between the age of 3 months and up to 18 years or up to the age of 21 if in full time education

Personal Accident Insurance is open to everyone from the age of 18 years to 65 years.

You can make a claim by calling 022-6234 6234(Accessible from India only)or 022 66384800(Local/STD charges apply).We will then assist you with the submission of the documents required and the process will be completed within 7 working days, once all the required documents are submitted.

The best part of this policy is that it has hassle free documentation. All you need to do is fill the complete proposal form with relevant details and sign it. Tick any one plan and attach a cheque or fill the credit card details in the form.

Pays 10%of Sum Insured upto 50,000(for dependent parents),if an accident results in broken bones.

Pays 10%of Sum Insured upto 50,000(for dependent parents),if an accident results in broken bones.
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