Accidental Death
Fatal accidents can cause death. Our policy provides up to 100% of the Sum Insured in case the insured loses his/her life in an accident.
Permanent Total Disability
Major accidents decide fate. We provide benefits based on the Sum Insured in case the insured is permanently disabled in an accident.
Broken Bones
Movement without bones is impossible. Our policy provides benefits based on the Sum Insured in case accidents result in broken bones.
Burns
Fire can remove the spark off you. Our policy provides benefits based on the Sum Insured in case the insured encounters 2nd or 3rd-degree burns due to accidents while commuting in common transport carriers.
Ambulance costs
The absence of timely help can prove fatal. Our policy pays transportation expenses to help reach the nearest hospital if the insured encounters life-threatening injuries.
Hospital Cash
Accidents can cause a cash crunch. We provide daily cash allowances for accidents leading to hospitalization.
Adventure Sport Injuries
Adventure sports can be exciting, but if you meet with an accident, while participating in them, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.
Self-Inflicted Injuries
You might think of causing injury to yourself, but we don’t want you to get hurt. Our policy does not cover self-imposed injuries.
War
Wars are disastrous and unfortunate. However, our policy does not cover any claims that are caused due to wars.
Participation In Defense Operations
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.
Sexually Transmitted Diseases
We do understand the critical nature of your disease. However, our policy does not cover venereal or sexually transmitted diseases.
Obesity Or Cosmetic Surgery Treatment
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.
For detailed inclusion and exclusion please refer the sales brochure/policy wordings
for Health Insurance
Now you can protect your entire family with Personal Accident Insurance against accidental injuries.The policy provides the benefits to you and your family,for Accidental Death,Permanent Disability,Broken Bones,Burns due to an accident.It also provides benefit of Ambulance cost and hospital cash.
Yes,you can include your dependent parents up to 70 years.Personal Accident Insurance provides add on benefits for your dependent parents with an affordable flat rate.Now you can give back a small measure of the love and concern they showed for you.
- Self Plan
- Self&Family Plan
- Self+Dependent Parents Add-on.
- Self&Family Plan+Dependent Parents Add-on
Dependent child means an unmarried dependent child residing with the insured person between the age of 3 months and up to 18 years or up to the age of 21 if in full time education
You can make a claim by calling 022-6234 6234(Accessible from India only)or 022 66384800(Local/STD charges apply).We will then assist you with the submission of the documents required and the process will be completed within 7 working days, once all the required documents are submitted.
The best part of this policy is that it has hassle free documentation. All you need to do is fill the complete proposal form with relevant details and sign it. Tick any one plan and attach a cheque or fill the credit card details in the form.