Worldwide
coverage
Worldwide Cover,
excluding USA and Canada
Emergency Medical Expenses
Being a student in a foreign land, sudden sickness or injury may take a toll on your finances, with our insurance we provide cashless medical treatment in case of hospitalisation.
Emergency Dental Expenses
Maintain that smile as we reimburse for dental expenses in case of injury or acute pain.
Medical Evacuation
We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.
Body Repatriation
In case of death, we’ll bear the cost to transfer the mortal remains to the home country.
Accidental Death
We will pay you a lump sum amount in case of an unfortunate accidental event leading to the death.
Permanent Disablement
While we cannot compensate for your loss, we promise to help by compensating in case of permanent disability in an accident.
Loss of checked baggage
Don’t let lost luggage slow you down as you embark upon a new journey in life. Let us compensate for the loss.
Delay of checked baggage
Kick start your classes even without your luggage with funds for emergency purchases in case of baggage delay.
Personal Liability
In a foreign land, if you are accidentally liable for any third party damage, we will compensate you for the same.
Bail Bond
Kick start your classes even without your luggage with funds for emergency purchases in case of baggage delay.
Study Interruption
Refund of tuition fees in case your study gets interrupted due to prolonged hospitalisation or death of immediate family member/sponsor.
Sponsor Protection
Your guardian became an angel? We’ll pay tuition fees in the event of accidental death of your sponsor.
Compassionate Visit
Nothing better than a familiar face in a foreign country. Any immediate family member’s visit is on us in case you are hospitalized for more than 7 days.
Loss of Passport
Fret not! We’ll reimburse you for a new one.
Breach of Law
Any sickness or health issues caused to due to war related injury, or a breach of the law.
Consumption of Intoxicant substances
If you consume intoxicant or banned substance, the policy shall not entertain any claims.
Pre existing diseases
If you’re suffering from a disease travelling or undergo treatment for an illness which already exists, we do not cover it.
Cosmetic and Obesity Treatment
If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.
Self Inflicted Injury
We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you
Adventure Sports
Any injury caused due to an adventure sport remains uncovered.
for Travel Insurance
Students between 16 to 35 years planning to study abroad can purchase the policy.
No. Your policy start date & purchase date cannot be later than your trip commencement date.
In case of accidental death of the sponsor, tuition period for the remaining period will be reimbursed up to the max limit as mentioned in the policy schedule.
In case your study gets interrupted due to prolonged hospitalisation of more than a month due to injury or sickness, or due to accidental death of the sponsor, thereby leading to discountinuation of studies for the remaining semester, then the advance tuition fees paid to the educational institution will be reimbursed minus actual refunds.
In case the insured gets hospitalised for more than 7 consecutive days, and no adult family member is present to attend to him/her, the company will arrange round trip economy class air ticket for one immediate family member. This is upon confirmation from our panel doctor that a companion is required attend to him/her.
Yes, Add-on coverage as 'Plus Plan' is available. It comprises of hospitalisation expenses related to pregnancy, treatment of Mental & Nervous Disorders including alcoholism & drug Dependence, Cancer Screening & Mammography Examinations & Childcare Benefits.
You can extend the policy multiple times upto 2 years from the initial policy start date.
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