WHY CHOOSE HDFC ERGO TWO WHEELER INSURANCE?
1800+ Cashless
Garages Networkˇ
100% Claim
Settlement Ratio^
Door Step
Two Wheeler Repairs°
1.5 Crore+
Happy Customer^^
FAQS
Two-wheeler insurance policies consist of 2 types - comprehensive and third party liability. Comprehensive insurance covers your bike against theft, damage or a calamity along with cover against any third party liability. On the other hand, third party liability, which is a mandatory cover, protects your vehicle against third party liability in terms of death, bodily injury and third party property damage.
A hassle free renewal online without any requisite inspection is the answer to all your renewal worries. Once you opt for a plan online and make payment, the policy copy will be sent to your registered email-id.
Zero Depreciation Cover*^: Usually, two-wheeler insurance policies cover claim amount after the deduction of the depreciation. But, with a zero-depreciation cover, no deductions are made, and you get the entire amount in your hands! The battery costs and tyres do not come under Zero depreciation*^ cover though.
Emergency Assistance Cover°° It offers you round-the-clock assistance to deal with emergency breakdown issues. The cover includes minor repairs on site, lost key assistance, duplicate key issue, tyre changes, battery jump starts, fuel tank emptying and towing charges.
Emergency Assistance Cover°° It offers you round-the-clock assistance to deal with emergency breakdown issues. The cover includes minor repairs on site, lost key assistance, duplicate key issue, tyre changes, battery jump starts, fuel tank emptying and towing charges.
No Claim Bonus is valid upto 90 days from the previous policy expiry date. If the policy is not renewed within 90 days, No Claim Bonus will become 0% and no benefit shall be passed on to the renewed policy.
The Insured Declared Value (IDV) of your two wheeler, is the sum insured coverage provided under your bike insurance plan. It is fixed at the commencement of each two wheeler insurance policy period for each insured vehicle. IDV under any bike insurance plan is fixed on the basis of the manufacturer’s listed selling price of the brand and the model of the bike proposed for insurance at the commencement of insurance /renewal and adjusted for depreciation.
Zero depreciation*^ is an add-on cover and has to be purchased by paying additional premium. It offers complete coverage to your vehicle without factoring into depreciation. For instance, if your vehicle is badly damaged, then you don't need to pay for any depreciation amount and will be eligible for full claim amount subject to terms and conditions of the policy. Any excess or deductible as per the policy document has to be borne by you.
